01
Pay In
Accept payments
Collect from multiple users and payment providers.
Merchant payment platform
One powerful platform for Pay In, Pay Out, Recharge & Withdrawal
Accept payments from multiple providers, send payouts, manage your merchant balance, and withdraw funds — all from one centralized dashboard. Select a provider, enter an amount, generate a payment link.
Live with Cash AppChimeLightning
Pay InPay OutRechargeWithdrawal
Northline Commerce
Merchant balance · Live
Available
$0.00
Pay InPay OutRechargeWithdrawal
Just now
Order #4821 — Maya
Cash App
+$45.00
Accept. Pay. Recharge. Withdraw.
All from one platform.
Apex Pay gives merchants one centralized platform to accept payments from multiple providers, send payments to users, recharge their merchant balance, and withdraw available funds.
02
Pay Out
Send payments
Pay customers, partners, vendors, and affiliates.
03
Recharge
Fund your balance
Top up your merchant balance when you need it.
04
Withdrawal
Access your funds
Withdraw available merchant funds on your schedule.
Your providers. Your payment links. One merchant dashboard.
Cash AppChimeBitcoin LightningCardsSoonBank transferSoonCash AppChimeBitcoin LightningCardsSoonBank transferSoonCash AppChimeBitcoin LightningCardsSoonBank transferSoon
0
Core payment functions
$0
Monthly fee to start
0
Apps your customers need
0
Sends without your tap
Built for modern businesses
Your payments. Your providers. One platform.
Apex Pay is merchant payment infrastructure for businesses that collect, send, fund, and cash out — across e-commerce, marketplaces, SaaS, gaming, affiliates, and online services. You choose the provider. We generate the link. The merchant balance stays in one till.
Collect from anyone
Pay In lets you accept from multiple users and providers. Pick the rail, enter the amount, and share a payment link.
Pay anyone back
Pay Out uses the same three steps — so sellers, affiliates, vendors, and users get paid without a second tool.
Run the merchant till
Recharge when you need operating funds. Withdraw available balance when you’re ready to cash out.
Who runs on Apex Pay
Online stores
E-commerce businesses
Checkout shouldn’t mean juggling processors. Generate a Pay In link for each order, accept on the provider the customer already uses, and keep sales in one merchant balance.
- Payment links for carts, invoices, and deposits
- Multiple providers at checkout
- Withdraw store revenue on your schedule
Pay InWithdrawal
Multi-sided
Marketplaces
A marketplace has to take money in and send money out. Collect from buyers with Pay In, then Pay Out to sellers, vendors, or affiliates from the same dashboard.
- Buyer collection on the rails they already have
- Seller and vendor payouts without extra apps
- Recharge so payouts don’t stall
Pay InPay OutRecharge
Subscriptions
Digital & SaaS platforms
Invoice a customer, collect the payment, and keep operating funds ready for refunds or partner payouts — without adding another billing stack.
- Links for invoices, seats, and one-off charges
- Recharge operating balance when volume spikes
- Withdraw available revenue as it lands
Pay InRechargeWithdrawal
In-app value
Gaming platforms
Player payments, prize payouts, and merchant funds move all day. Apex Pay keeps that flow in one place so you can accept, send, top up, and cash out without extra rails.
- Accept player payments across providers
- Pay Out prizes, creators, and partners
- Recharge the till when volume picks up
Pay InPay OutRecharge
Partner payouts
Affiliate platforms
Commissions only work if partners get paid reliably. Select a provider, enter the amount, generate a Pay Out — then recharge so the next batch is ready.
- Payouts to affiliates and referral partners
- Same provider → amount → link workflow
- Fund the balance before a payout run
Pay OutRecharge
Client work
Online service providers
Send a payment link to collect for a job, pay a contractor if you need to, then recharge or withdraw merchant funds as work closes out.
- Collect from clients with a shareable link
- Pay Out to contractors and specialists
- Withdraw when the job is done
Pay InPay OutWithdrawal
Same workflow everywhere
Select a provider, enter the amount, generate a payment link.
That’s Pay In and Pay Out. Recharge tops up the merchant balance when you need room to send. Withdrawal moves available funds out when the day’s done. Every model above uses some mix of those four functions — not a different product for each one.
1
Select provider
Cash App, Chime, Lightning
2
Enter amount
Collect or send
3
Share the link
Customer pays how they already pay
Four core functions. One platform.
Instead of separate systems for collection, payouts, funding, and withdrawals, Apex Pay brings your essential payment operations into one dashboard.
Apex Pay · Pay InLive demoLive
Select provider
Cash AppChimeLightning
Add amount
$0.00
Generate payment link
Pay In
Accept payments from multiple users and providers.
Select your preferred payment provider, enter the amount, and Apex Pay generates a payment link. Share it with customers and collect without extra steps.
- Accept payments from multiple users
- Support multiple payment providers
- Generate payment links instantly
How it works
Select. Enter. Generate. Share.
That’s the Apex Pay payment experience — turn collection and payouts into a simple link, in seconds.
Select a payment provider
Choose the payment provider you want to use for the transaction — Cash App, Chime, Lightning, or another rail you connect.
Enter the amount
Specify how much you want to collect for Pay In, or how much you want to send for Pay Out.
Generate a payment link
Apex Pay creates a payment link based on your selected provider and amount. No extra payment instructions.
Share and complete
Send the link to collect a payment, or complete the payout to a user. Recharge and withdraw live on the same dashboard.
Why choose Apex Pay
Everything you need to manage your payment operations.
Payment management shouldn’t be complicated. Apex Pay combines Pay In, Pay Out, Recharge, and Withdrawal so you spend less time switching systems.
One unified payment platform
Pay In, Pay Out, Recharge, and Withdrawal in a single merchant dashboard — Cash App, Chime, and Lightning included.
Easy payment links
Select a provider, enter the amount, and generate a payment link. Share it and collect without extra steps.
Multiple payment providers
Choose the provider that fits each transaction instead of running disconnected payment tools.
Simplified Pay In
Accept payments from multiple customers and users, then see incoming activity in one place.
Streamlined Pay Out
Send payments to customers, partners, vendors, and affiliates through the same workflow.
Merchant balance management
Recharge when you need operating funds. Withdraw available balance when you’re ready.
One centralized payment platform
Multiple payment providers
Payment links in seconds
You approve every send
Pricing
No monthly fee to start. You only pay when money moves.
Simple on purpose. We’ll publish exact rates before you take live payments.
Starter
$0
monthly fee
Limited volume after you’re approved. Good for testing with a few customers.
Request an accountPay as you go
From 1.5%
per payment
No monthly fee. You only pay when money moves. Rates shown are placeholders until we lock them in.
Request an accountHigh volume
Custom
over $20k/mo
Moving more than $20k a month? We’ll cut a better rate for your volume.
Talk to usHelp
Questions merchants actually ask.
Do my customers need Apex Pay?+
No. They pay with Cash App, Chime, or Bitcoin like they already do. Apex Pay is the merchant payment platform — for you, not for them.
How do Pay In and Pay Out work?+
Same flow for both. Select a payment provider, enter the amount, and Apex Pay generates a payment link. Share a Pay In link to collect, or complete a Pay Out to send money. Recipients use the app they already have.
What’s Recharge and Withdrawal?+
Recharge adds funds to your merchant balance so you can keep running Pay Out. Withdrawal lets you take available funds out. Together they are Recharge → manage balance → Withdraw, next to Pay In and Pay Out on the same dashboard.
Is Apex Pay a payment gateway?+
Apex Pay is a payment management platform. You select providers, generate payment links, and manage merchant funds from one place. Your money stays in the rails you connect — we are not a bank and we don’t have FDIC insurance of our own.
How fast do I get paid?+
It depends on the provider. Cash App and Lightning are often instant. Other rails can take longer. We’ll show you the timing before you accept or send.
Who is Apex Pay built for?+
Online businesses, marketplaces, digital and SaaS platforms, gaming, subscriptions, affiliate programs, and other merchants who need Pay In, Pay Out, Recharge, and Withdrawal in one platform.
What about taxes?+
We give you a CSV of what came in and what went out. Talk to your accountant. Apex Pay does not file taxes for you.
Do I have to use Bitcoin?+
No. Lightning is optional. Plenty of merchants will only use Cash App and Chime.
Get started with Apex Pay
Start managing your payments today.
Accept payments. Send payouts. Recharge your balance. Withdraw your funds. Everything you need, in one place.
Create free account